Have you planned well? Are you on target for all the things you dreamed of? If you haven’t planned, but you’ve made that decision to become financially free, let’s have a look at what things you need to do.
If you own title to your home, and only have a Will, then your loved ones are guaranteed that your estate will have to go through the probate process. Even though your Will clearly states, for example, that your children are to receive your home when you pass away, the title (deed) to your home still remains in your name when you die. Only you have the authority to transfer title, but you’re now deceased.
The majority of my clients are uneducated, arrogant, unhealthy, and believe they are God’s gift to man. They believe their product is the only product they can sell and manufacture. They take no risk, have no vision, and are so empty minded it’s a wonder how they have stayed in business this long.
First step is to do your research. Before you look for surety services companies, know the factors that are being seriously considered by insurance companies when they’re accepting the kind of car that you drive. Go to their website or call them up to inquire. Don’t be afraid to ask questions. It’s important for these companies for you to prove that you are a good driver and that you have impressive record. You will need to establish that you pose less risk to the company.
If smoking results to specific health problems, then it makes an individual a high risk and that attracts higher rates. It’s within your power to stop smoking and then re-apply after twelve months if your desire is to see your premium brought low by up to 50%.
If you do not own a house, or any other property that would otherwise require a judge to order the transfer of title when you pass away, then you probably do not need a trust.
Those flying in most Western countries, can focus on saving money without safety concerns. Travelers in some other parts of the world might want to stick with a major airline.